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Getting an instant loan in Ghana in this modern era is much easier. Currently, the enormous number of micro-finance firms accompanied by other lending associations is astonishing. In fact, they are all buzzing like bees in promoting themselves, with the hopes of luring needy borrowers. This is not to mention the online lending firms, which are sprouting on daily basis trying to get a slice of the market’s pie. 

Examples of lending firms in Ghana :

1. Fido Money Lending Limited 

It's one of the well-known financial institutions in Ghana that is not only secure and easy to use but also processes your requests in minutes. It based in Accra but you can still access their services through your phone conveniently, without having to go to their offices. It has a special app that assesses the loan applications and sends feedback after a short while. There are no guarantors or application fee required whatsoever. In addition, there is no paperwork for verification, instead, you are only asked to provide your Identification details and a mobile money account. The identification details may be your driver’s license, NHIA membership, Voter ID, passport or even your national identification card. In order to access the loan service, you must be eighteen years of age and a resident of Ghana. 

The institution is licensed by the Bank of Ghana and so legitimate and certified to provide loans. With its remarkable reputation, it has also earned the public trust that it is reliable and efficient. 

2. Cash Ghana Limited 

If you are still wondering where to get instant loan in Ghana, then this is the institution to go for. It offers both payday and pawn loans. The reviews and comments from customers are enough to eliminate all doubts that may be circulating in your mind. It provides quick cash to either boost your business, pays rent, provides school fees, medical expenses as well as urgent money to get you through the month. They are usually ideal for people who may want to sell idle assets in exchange for cash. 

3. Izwe Loans 

This is one of the most reliable lending institutions that can provide instant loan for government workers in Ghana at a reasonable interest rate. It has been operational for more than ten years with branches across various states. It’s a non-banking financial institution and well registered by the Bank of Ghana and thus rendered legitimate. It usually targets the informally employed as well as those who are on government payroll. Its main goal is enriching the lives of people by offering them financial solutions to their various needs. With its experience in the industry and financial stability, it’s certainly worth giving it a try. 

4.MTN Xpress Loan

This is one of the apps that you can use to borrow money from online. I can’t discuss web application that you can get loan from without mentioning MTN Xpress loan. So incase you have been asking What is MTN Xpress Loan?, I have answered your question.

This app gives loan to selected MTN users, this means that not everybody is eligible for it. For this loan no savings or paperwork is required. If you are qualified your momo account will be credited with the amount you applied for.

5. Paylater Ghana App ( Carbon )

Paylater is another Money Lending Apps In Ghana. This is a loan that supports internet banking, with paylater you can borrow money with your smartphone within few minutes. The most interesting part is that you can refer your friends and get discounts on loan. This app offers interest rate, starting as low as 5% monthly on first loan. They allow you to borrow GHC 5 on start as a beginner. 

6. MTN Qwikloan – Loan App In Ghana

This one of the apps that offer instant mobile money loans in Ghana. MTN Qwikloan is established by afb bank in affiliate with MTN Ghana. This is a mobile lending service that allows MTN users to enjoy maximum of GHC 1000 with undergoing through application stress.

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